MONEY INTO ASSETS

 


Turn Money into Assets

BE A GOOD STEWARD OF YOUR MONEY - EARN THE CASH AND INVEST IT INTO DIVIDEND PAYING ASSETS- HERE IS A SIMPLE GUIDE FOR BEGINNERS / KEEP IT SIMPLE / DOLLAR COST AVERAGING OVER DECADES WILL RIDE THE UPS AND DOWNS / BE CONSISTENT / COMMITMENT VIBES 



READ THIS BLOG

https://captainfi.com/pearler-review/

WATCH THIS YOUTUBE

https://www.youtube.com/watch?v=7A6-ExtPwjo

READ THIS BOOK

https://moneybuyshappinessbook.com

by Lloyd J Rees

Review

Lloyd is like the Big Brother you never knew you needed until he appears in to your life through this audio book, what a blessing this guy is to write a book to fill that gap and need for sound financial advice which in a perfect world would come from your older, rich successful awesome big bro - who's always got your back.  Sadly I didn't have that in my life until now half a century on, better later than never I say.

This book breaks down how to shift your money mindset, multiply your cash, and build real wealth — no corporate jargon, just real-world advice from a guy who’s been there.

What I love is how simple it is to follow. You get straight-up steps on managing your money, investing in things that actually grow, and creating side hustles that free up your time. Plus, it’s packed with juicy stories from Lloyd’s own journey, which kept me hooked.

If you’re ready to stop stressing about money and start making it work for you, check it out now!


I WOULD OPEN PEARLER ACCOUNT I DARED MYSELF

https://pearler.com/invited/BRIDYJEAN433298

HERE IS MY THOUGHT PROCESS

MONEY MONEY is good to buy assets that produce more money - Its ripe time to set up a broker account - have u been watching the news?? --im using pearler to start with -- shares and micro investing-- www.Pearler.com

$20 referral code BRIDYJEAN433298

I would choose mainly Australian shares only (asx) not US- as US  oil supply has been cut off and US  took over Venezuela for their oil but there's no infrastructure for them to get the crude oil into anything they can use for a few more years- so it looks like USA is a sinking ship-- ill find out more on my investing course weds. But good time to buy shares when market is dropping -

I would pick three ETF'S for the micro investing

VDHG
ACDC
VAS

And these for shares look good :
BHP:ASX
A200:ASX
FMG:ASX
WDS:ASX
BHP:ASX

These are $500 each but you can use your raiz account to fund your top 2 or 3

I might choose

fortesque metals FMG / WDS/BHP/ A200 

Check the tickers on asx.com.au
To see what companies they are made of 

AND HERE ARE MY NOTES FROM LOOKING UP EVERY ETF 



I AM INTERESTED IN DIVIDEND PER ANNUM AND LOW FEES MORE THAN GROWTH  - thats how I decide - do the coaching with Lloyd Rees if you want to build confidence but that costs $12K AUD

Here is the AI money Coach advice from the Course

Alright, you’re gearing up to open a Pearler account and have some solid notes on a game plan! Let me break down your thoughts and give you some quick, practical pointers to get you off to a strong start.

Your Main Points:

  • Investing in Aussie shares only (ASX), steering clear of US for now due to oil market uncertainty.
  • Starting with Pearler for share and micro-investing.
  • Picking 3 ETFs: VDHG, ACDC, VAS.
  • Considering stocks like BHP, FMG, WDS, Fortesque Metals, and the A200 ETF.
  • Using Raiz account as a funding source for your top picks.

Here’s a quick checklist and some actionable tips:

1. Pearler Account Setup:

  • Get your ID and Aussie bank details ready.
  • Fund your account (starting small is smart — no pressure to go all-in).
  • Link your Raiz account if it lets you move funds easily.

2. Choosing Australian assets:

  • Aussie market focus is smart if you want to keep things simple and follow your backyard.
  • Look at BHP, FMG, WDS — heavy hitters in mining and resources. Good for steady exposure.
  • A200 is an ETF that tracks 200 top Aussie companies — perfect for diversification.

3. ETFs you picked:

  • VDHG — a diversified global growth ETF (shares + bonds + property).
  • ACDC — Australasian clean energy ETF, growth potential but more volatile.
  • VAS — core Aussie shares ETF, a solid base holding.

4. Beware of market timing myths:

  • You mentioned buying when markets drop — sounds savvy, but don’t stress over timing. Consistency matters more than perfect timing.
  • Stick to automated regular investments (e.g., monthly buys), so you catch dips naturally.

5. Double-check ASX tickers:

  • ASX website is great for confirming ticker symbols and fund holdings.

Real Talk from Lloyd’s playbooks:

  • Money Grows on Trees says focus on creating multiple income streams, so ETFs + shares + even micro-investing is a solid blend.

  • Money Buys Happiness layers: You’re modeling good mentors by choosing broad ETFs first — you’re not reinventing the wheel.

  • Become Time Rich — automation here is key. Set and forget with Pearler auto-invest features so you free up your time.

Quick next steps for you:

  1. Open Pearler account this week.
  2. Fund it with a small amount — even $200 to start.
  3. Set up automatic monthly buys of your chosen ETFs (VDHG, VAS, ACDC).
  4. Pick one or two Aussie shares that excite you (say BHP and FMG) and start a small position.
  5. Track your investments monthly — watch them grow, but don’t panic on ups & downs.

One cheeky myth to bust:

Thinking US oil troubles = US market sinking is a bold call and maybe overreacting. The US market is massive and diverse — Aussie shares can be your base, but don’t write off the world yet. Keep eyes open, but don’t let headlines drive panic moves.

Got questions on setting up Pearler? Want me to help you build a script to automate buys or just chat about how to hold steady no matter what the market says? I got you!


I ALREADY HAVE A RAIZ ACCOUNT TO FUND MY INVESTMENTS IN PEARLER I WILL PROBABLY ONLY CHOOSE TWO OR THREE ETF'S THEN SET UP MY DIVIDENDS TO GO BACK INTO INVESTING FOR NOW AND SET A MONTHLY AMOUNT THEN LEAVE IT ALONE !! 


DISCLAIMER:

I am not a financial adviser and I do not hold an Australian Financial Services Licence (AFSL). In this article, I am giving you factual, balanced information without judgment or bias, to the best of my ability. I do not know your personal circumstance or financial situation. I am not giving you any general or personal financial advice about what you should do with your investments. Just because I do something with my money (or use a particular service or platform) doesn’t mean it is automatically appropriate for your personal circumstances. I do not recommend nor endorse any financial or investment product, and my usage or opinion of any product should not be interpreted as an endorsement, advertisement, or intent to influence.

Remember – you always need to do your own independent research and due diligence before making any transaction. This includes reading and analysing Product Disclosure Statements, Terms and Conditions, Service Arrangement and Fee Structures. It is always smart to compare products and discuss them, but ultimately you need to take responsibility for your use of any particular product and make sure it suits your personal circumstances. If you need help and would like to obtain personal financial advice about which investment options or platforms may be right for you, please talk to a licensed financial adviser or AFSL holder

Comments

Post a Comment

Popular posts from this blog

No denture ZONE

Image
  The best video I've ever seen in response in two days after I asked God -- please show me how to avoid dentures and die with all my teeth in perfect health -- I know you designed my body to prosper and regenerate. Thank you for this Doctor who has done the hard yards of 50 years of study and her generous heart to give this info out for free ! Dr Ellie - Renegade Dentist - No Flossing what tha ??? https://youtu.be/813BMgPSRYk My thoughts on the Video I would skip the listerine and Sodium Flouride Toothpaste - I have found a brand that uses xylitol called Henry Blooms - tooth paste and mouthwash AND the brand has probiotic xylitol mints which are great to have in the car console --theres a party in my mouth with these and I wont kill anyone when I breathe on them !!  Find your nearest Discount Chemist Warehouse - Rave on woot woot (Australia only) Also I have tried the Closys mouthwash Dr Ellie recommends and realised its just chlorine dioxide (its not bleach  - Bleach i...
Read more

Know your Rental Right and Wrongs

Image
  DO YOU KNOW YOUR RIGHTS AS A RENTER? I have just realised the Australian cost of living crisis in the rental arena is OF REAL CONCERN. It is happening because of a lack of knowledge and position with the consumer i.e tenant/renters -  their mindset needs to change - you are doing the owner a favour by paying your rent every week and month - vacancy listings are usually minimum 2 weeks and sometimes more than 3 weeks ! That is lost revenue that can never be recovered. There are laws to protect the tenant from unfair and excessive rental increases and evictions.  It is totally illegal to evict a tenant due to rental increases being negotiated. If the Real Estate Agent/owner does not want to negotiate then you can take it to dept. of fair trading and  NCAT in a totally unemotional way, no offence, no anger just what you are allowed to do within the scope of the law.  This is your hard earned money and  your home you have to fight for it to be kept reasonable...
Read more

SUNSHINE IS FREE

Image
 NEWSFLASH >>>???>>> NEWSFLASH ???>>>>><<>>>///NEWSFLASH}}}]]]]...<<>>> I feel like such a ning nong ninja when I think about all the time I have wasted but it took so much un/necessary suffering to realise some extremely simple lifestyle changes that healed up my so called "menopause fog" and 5 YEARS OF insomnia within a week !!  I still need TMG- Tri Methyl Glycine most days  Click Here to order from Natures Body 20% discount The irony of answered prayer that God uses an atheist neurosurgeon like Jack Kruse to get through to me about the excess toxic blue light and lack of seafood & sunshine in my life - he is working through everyone even if they don't know it, wow. SUNRISE SUNSHINE & SUNSET GAZING - DAILY DAILY SEAFOOD - FISH FINGERS AIOLI, GHERKIN, LETTUCE & MELTED CHEESE ON A GLUTEN FREE SOFT BUN OR SOURDOUGH YUMM WEEKLY OYSTERS - 1 DOZEN ALL TO MYSELF PLEASE !! SUNSET WALKS BAREFOOT WALKS ON...
Read more